What is a Livret d’épargne populaire (LEP) ? It is a tax-free savings account from which you can access your savings at any time, with a smaller maximum investment but a …
The French Livret A in 2023, a tax-free savings account
What is a livret A? It is a tax-free savings account in France from which you can access your savings at any time. What is the interest-rate? The annual interest …
French compte-titres and taxation in 2023
A general investment account in France is often known as a compte-titres, or a compte-titres ordinaire (CTO). They are mainly used to invest into collective investment funds and publicly traded …
An introduction to the Société civile de placement immobilier (SCPI) in 2023
What is an SCPI in France? An SCPI is a form of property investment fund in France, which enables you to invest into a diverse portfolio of properties for as …
The French Compte épargne logement (CEL) in 2023
What is the Compte épargne logement (CEL) in France? The Compte épargne logement (CEL) is a regulated savings product in France which allows you to potentially obtain a mortgage at preferential …
The French Plan épargne logement (PEL) in 2023
What is the Plan épargne logement (PEL)? The Plan épargne logement (PEL) is a regulated savings product in France which allows you to potentially obtain a mortgage at preferential rates …
The French Plan d’épargne en actions (PEA) in 2023
What is a Plan d’épargne en actions (PEA) in France? The Plan d’épargne en actions (PEA) can be translated as “Stocks and shares savings plan” and is a regulated savings …
The Plan épargne retraite (PER) in 2023
The Plan d’épargne Retraite (PER) is a pension-like product that is available to residents of France since the 1st of October 2019. There are three different kinds: PER individuel (PERIN), …
France’s property wealth tax in 2023
France’s property wealth tax in 2023 (Impôt sur la fortune immobilière) Who may need to pay it? Anyone who is a tax resident of France with a property or property …
The differences between a French Assurance Vie and a Contrat de Capitalisation in 2023
A summary of the main differences between a French contrat de capitalisation and an assurance vie in 2023 A Capitalisation Contract (contrat de capitalisation) in France has most of the …